Note: Some Reminders From An INTJ Muslimah (122)

بسم الله الرحمن الرحيم 

Note: Financial Struggles Are Temporary Tests From Allah The Most Wise

In The Name Of Allah The Most Gracious The Most Merciful 

📝 Around 2000 pesos for one night was never used when I booked a room in a subdivision or condominium near SM Mall of Asia when we traveled to Manila several months ago. Another large amount of money was wasted when I booked for a hotel which had numerous branches around Manila (not mentioning its name so I wouldn't be a basher nor do I want to indirectly advertise it) and spent a considerable amount of money on a number of Grab cars because the first taxi went to the wrong branch and another sent us to another incorrect branch etc. so minus 200 and another 200 something etc. 300 or something pesos was lent to somebody who asked if they could borrow that amount but they only returned a tiny portion of it which triggered me to block them afterwards since they couldn't be trusted as they wouldn't return the amount they promised to send back despite my effort to help promote their pastils business.

Then this morning 200 pesos was sent to a person likely pretending to be a popular VA coach. It was my fault for not carefully analyzing their Facebook profile - after I sent them 200 via GCash I noticed they have less than 7 online friends and their English is terrible. A lot of virtual assistants and freelancers would avoid grammatical mistakes when speaking in English and this user didn't seem to be fluent in English at all. Whether they're a scammer or not, I've decided to avoid attending any more online workshops for VA training when there are loads of videos uploaded on YouTube for free with tips on how to utilize various websites and tools which many virtual assistants and freelancers utilize.

However, I still recommend the online courses of a Tausug VA coach brother Zoulkifli. Even if his training consisting of 12 sessions 3 times a week may cost 1500 pesos if one enrolls individually and 900 pesos for each trainee if one registers with a group of at least five members, his online workshop is worth the price, particularly it includes certification.

Those who are interested in enrolling can Inn-sha-Allah register through me so I can pay a portion of their registration fee (1449 instead of 1500 and 870 instead of 900 pesos) and they receive my sample answers to the module's activities to give them some ideas on how to answer the assignments.

📝Quick lessons learned to share (and these are probably so obvious to many):
1. Before sending any amount via GCash to any stranger, double check the number of the recipient and analyze the user's profile. Lack of online friends or low number of friends may generally indicate fake or dummy accounts.
2. To reduce the impact of disappointment or frustration whenever you're going through certain challenges in this temporary life, always remember that there are plenty of others who were also scammed and lost large amounts of money because of some greedy liars whom Allah the Most Wise will Inn-sha-Allah deal with justly at the most ideal timing in this world and the afterlife.
3. Wanting too much of something when you already have something similar to it could at times be detrimental or disastrous. We can Inn-sha-Allah apply gratitude and contentment instead of always wanting more - more online courses which aren't free, more attempts to buy products in other countries for reselling etc.

Note: Sometimes Allah the Most Merciful decrees some amount of money to disappear from our lives to check if we're attached to this temporal dunya or if we truly prefer Allah Subhaanahu wa Ta'aala. May Allah the Almighty replace all the things we lost in the past and present with blessings of actual value, ease all our circumstances and grant us only what's best for us in both worlds. Ameen.

https://www.troid.org/understanding-wealth-and-poverty-in-islam/

Some lessons learned shared by AI:

Verify a person's identity before sending money.

Research online profiles carefully.

Be cautious of newly created or suspicious social media accounts.

Trust should be earned, not assumed.

Keep records of financial transactions.

Avoid making rushed financial decisions.

Plan travel carefully to avoid unnecessary expenses.

Confirm hotel locations before booking or traveling.

Double-check addresses before taking transportation.

Lending money always carries risk.

Only lend money you can afford to lose.

Broken trust often costs more than money.

Learn from mistakes instead of dwelling on them.

Small losses can teach valuable life lessons.

Free educational resources can sometimes be as valuable as paid ones.

Paid courses should be chosen based on reputation and proven quality.

Certifications have greater value when backed by credible instructors.

Compare alternatives before making purchases.

Avoid emotional spending.

Gratitude reduces unnecessary desires.

Contentment can protect against impulsive decisions.

Financial setbacks build wisdom when reflected upon.

Not everyone online is who they claim to be.

Scammers often rely on people's trust and urgency.

Patience helps overcome disappointment.

Justice may not be immediate, but wrongdoers remain accountable.

Faith / Imaan and strong connection with our Only God and Creator Allah the Almighty can provide comfort during financial losses.

Material wealth is temporary.

Every setback can become an opportunity for personal and spiritual growth.

https://www.linkedin.com/pulse/financial-struggles-temporary-tests-from-allah-most-wise-mababaya-y3ejc

Note: College Degrees Are Not Obligatory To Reach And Deserve Jannah Paradise

بسم الله الرحمن الرحيم 

Just sharing some links in response to those individuals who assume that my brothers and I completely dropped out of high school and don't hold any degree:
https://mjustsharingislam.blogspot.com/2024/04/note-my-educational-background-ma.html

https://www.arabnews.com/node/233528/1000

Something which a lot of people don't know is that our dear parents (Allah yarhamhuma. Ameen), with our dear mother being the first female at her university UP Diliman who attained a doctorate degree in education (based on a really old cut out piece of a newspaper or journal with a photo of my dear mother - Allah yarhamha. Ameen. and I'm not purposely making this up Alhamdulillah) while our dear father (Allah yarhamhu. Ameen) received his PhD degree in University of Westminster in London (United Kingdom) they managed an online university for some time associated with MSU working alongside Dr Norma Sharief (Allah yarhamha. Ameen) until they passed away and the online university couldn't be continued.

One of my dear mom's dreams is to establish an Islamic university in the Philippines, while another dream of hers was to provide authentic Islamic education for absolutely free. Her latter dream MashaAllah is amazing yes, but truthfully we can't offer completely free education because our teachers and faculty members need to earn as well. May Allah the Almighty have mercy on our dear parents, reunite us with them in Jannatul Ferdaus, decree that someday at the most ideal timing there would be some prestigious and recognized Islamic university in the Philippines offering online courses particularly for busy Muslims and increase us in wisdom. Ameen.

Honestly I also believe that one can be very successful in both worlds Inn-sha-Allah even if they don't hold any college degree. Actually I believe that even a Muslim who never went to high school but they sincerely memorized the whole of the Noble Qur'an, word for word, and they are dedicated in applying the beautiful teachings from the Noble Qur'an and Sunnah is more than a gazillion times better than me in many ways. The beloved Prophet and Messenger Muhammad SallAllahu 'alaihi wa sallam didn't go to high school nor college yet undoubtedly he's the best of all human beings due to his strong admirable connection with our Only God and Creator Allah Subhaanahu wa Ta'aala and his exemplary, noteworthy and dignified character.

Next time some jokers arrogantly laugh at you for trying to lead an organization or institute without holding any degree, confidently remain unaffected and refrain from giving them too much attention. In other words, don't take their fallacious criticism seriously nor stalk their online content to preserve our overall well-being. There are some instances though when we need to clarify ourselves because allowing arrogant people to remain deluded by their erroneous assumptions could carry more disadvantages than benefits, specifically if they can't stop spreading rumors that could lead to any sort of division, disunity or misunderstanding.

mjustsharingislam.blogspot.com

https://abukhadeejah.com/understand-your-place-in-the-world-if-you-work-righteous-deeds-and-obey-allah-and-messenger-find-salvation-paradise/

www.linkedin.com/in/mariammababaya

https://www.facebook.com/share/p/193DFTt8ma/

Note: Some Reminders From An INTJ Muslimah (121)

  بسم الله الرحمن الرحيم 

ANNOUNCEMENT: Online Tutorial Classes Inn-sha-Allah Available In English Language (learn with sister Mariam Mababaya - MA Islamic Studies)

In The Name Of Allah

The Most Gracious The Most Merciful

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✨📚 UPCOMING TUTORIAL CLASSES (Inn-Sha-Allah starting from Sunday July 5 2026)
with Mariam Mababaya (M.A. Islamic Studies) 

My LinkedIn profile:

https://www.linkedin.com/in/mariammababaya

🌿 Learn • Grow • Benefit • Share
💛 Knowledge is light — share the light for Allah's sake

Flexible attendance — attend whenever you are available. No penalty for absences.

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💻 ONLINE CLASSES (via Google Meet)
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1) Qur’an Reading Review + Islamic Reminders
📖 Review Qur’an reading with gentle Islamic reminders and encouragement (for female teens and adults)

💰 Fee: 50 PHP / 35 minutes
👥 Discount: 35 PHP each if 3 or more attendees from the same family or sponsored group

🗓 Schedule:
• Every Saturday evening and/or Wednesday evening
🕢 Time: 7:30 PM – 8:05 PM (Philippine Time)

Ideal for teens and adults who wish to regularly review and improve their Qur’an reading.

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2) Learn How to Read & Write in Arabic + Islamic Reminders
📝 Learn Arabic reading and writing in a beginner-friendly setting (for female and male adults while maintaining modesty and decent conduct)

💰 Fee: 50 PHP / 35 minutes
👥 Discount: 35 PHP each if 3 or more attendees from the same family or sponsored group

🗓 Schedule:
• Every Sunday evening
🕢 Time: 7:45 PM – 8:20 PM (Philippine Time)

Suitable for beginners and learners who still can't read and write in Arabic language.

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3) Small Talk in English (For Females Only)
🗣 Practice communicating in English through conversation.

Activities may include:
✔ Asking and answering questions
✔ Sharing life lessons
✔ Discussing interesting ideas and discoveries
✔ Building confidence in English communication

💰 Fee: 125 PHP / 30 minutes
🗓 Schedule:
• Any Saturday, Monday, or Wednesday evening in the Philippines
🕤 Time: 9:45 PM – 10:15 PM in the Philippines and from 4:45 PM to 5:45 PM in Saudi Arabia

(extendable until 10:45 PM in the Philippines if one prefers one hour dialogue)

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4) Online Homework Help (Google Meet)
📚 Homework assistance and tutoring (for students from kindergarten to 6th grade, excluding grade 5 and 6 math and Filipino subject, sorry)

💰 Fee: 100 PHP / 30 min
💰 200 PHP / hour

🗓 Every Jumuah (Friday)
🕢 7:30 PM – 8:30 PM

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5) Online Islamic Studies & Arabic Reading/Writing
🌙 Learn Islamic studies and improve Arabic skills online.

💰 Fee: 50 PHP / 30 min

🗓 Every Sunday Morning
🕥 10:45 AM – 11:45 AM

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🏨 FACE-TO-FACE CLASSES
Location: SarahTel Hotel (Mini Forest neighborhood, near Mubarak Halal Fresh Food Store)
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A) School Assignment Help (Kindergarten to Grade 6)
📘 Personalized guidance for school tasks and lessons 

 (for female and male students from kindergarten to 6th grade, excluding grade 5 and 6 math and Filipino subject, sorry)

💰 150 PHP / 30 min
💰 300 PHP / hour

🗓 Every Sunday or Tuesday
🕓 4:45 PM – 5:45 PM

Location: SarahTel Hotel (Mini Forest neighborhood, near Mubarak Halal Fresh Food Store)

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B) Arabic Reading & Writing + Islamic Studies
📖 In-person Arabic reading/writing with Islamic studies.

💰 100 PHP / 30 min
💰 200 PHP / hour

🗓 Every Thursday or Saturday
🕓 4:45 PM – 5:45 PM

Location: SarahTel Hotel (Mini Forest neighborhood, near Mubarak Halal Fresh Food Store)

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📩 FOR MORE INFO / RESERVATION:
Facebook: www.facebook.com/justsharingislam
Email: zawjanoms@gmail.com

🌸 For Allah’s sake, let’s aim to keep improving.
Message Mariam Mababaya (www.facebook.com/justsharingislam) to reserve your preferred schedule.